A digital token can change how an asset moves. Use five questions to separate the underlying investment, the legal claim and the technology around it.
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A closer look at digital finance 
Multisig sets an approval rule; passkeys provide an authentication method. A useful recovery plan explains how those pieces work after devices, people or services disappear.
A token can represent a fund interest without giving its holder instant access to bank dollars. Identify the share, valuation method and exit route before comparing products.
An unlock changes a restriction. Whether it changes circulating supply, trading activity or valuation depends on the contract, the holder and the data definition.